If you’re injured on the job in Colorado, you have rights—and filing a workers’ compensation claim is the first step in protecting them. While the process may seem overwhelming, understanding the essential steps can help ensure you receive the benefits you’re entitled to. Below is a step-by-step guide to help you navigate your claim.

Report Your Injury Immediately

Timeliness is critical

Notify Your Employer: As soon as the injury occurs, report it to your employer.
Colorado law typically requires that you report your injury in writing within 4 days.
Delays can jeopardize your claim. Even if you think that the injury will “go away,” report it immediately.

Document the Incident: Record as many details as possible, including the time, location, circumstances of the injury, and the names of any witnesses. This information will be crucial later.

Seek Medical Attention

Your health comes first

Get Treated Promptly: Your employer should provide you with a list of doctors or clinics to visit. Choose one and visit a healthcare provider immediately, even if the injury seems minor. Not only is your health the priority, but prompt medical treatment also creates an important record linking your injury to your work.

Follow-Up Visits: Attend all recommended follow-up appointments and follow your provider’s advice. Keep copies of all medical records, bills, and any communications regarding your treatment.

File Your Claim

Begin the claims process as soon as possible

Obtain the Necessary Forms: Your employer or the workers’ compensation insurer should provide you with the required forms. You can also obtain these from the Colorado Division of Workers’ Compensation website.

Complete and Submit Forms: Fill out all forms accurately and completely. Be sure to include detailed information about your injury and medical treatment.

Keep Copies: Always make copies of your completed forms and any supporting documentation for your records.

Follow Up With Your Insurer

Stay proactive

Monitor Your Claim: After submitting your claim, maintain regular contact with your workers’ compensation insurer to track its progress.

Address Discrepancies: If you notice any errors in how your average weekly wage or other key details are calculated, address them promptly. Accurate information is vital to ensuring you receive the full benefits you deserve.

Navigating a claim can be complex

Consult an Attorney: If your claim is disputed or if you’re facing challenges such as delays in receiving temporary disability benefits, it may be beneficial to speak with an experienced workers’ compensation attorney.

Free Consultation: Many attorneys offer a free initial consultation to review your case and explain your rights under Colorado law.

Protect Your Rights

Filing a workers’ compensation claim is an important step in safeguarding your financial and physical well-being following a workplace injury. Following these steps carefully can help you secure the medical care and compensation you need. It is extremely important to know that there is a difference between filing with just the insurance company and with the Division of Workers.’ If your insurance company is paying your medical bills, your claim has not necessarily been admitted. If you lose time from work, the insurance company must then submit your claim to the Division of Workers’ Compensation. From there, they must formally either admit or deny your claim. If you are returned to work light duty and do not miss time from work, you should always file a claim with the Division of Workers’ Compensation. Failure to do so within two years of the date of you injury will result in a dismissal of your claim.

If you have questions or need assistance with your claim, please don’t hesitate to contact us at The Law Offices of Regina Walsh Adams.